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Goodwill: Thrift and Grift

The business plan is genius in its simplicity: collect used goods on a massive scale and resell them. Most of us have interacted with Goodwill Industries at some point — dropping off a bag of old clothes after cleaning out a closet, or browsing the racks for a vintage find or a few budget-friendly basics. Continue reading
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Minimize Investment Fees: Warren Buffett’s Key Advice
A low-cost index fund is the most sensible equity investment for the great majority of investors — — — Warren Buffett Warren Buffett’s reign as America’s preeminent investor is ending as he steps down as CEO of Berkshire Hathaway at year’s end. His legacy can be measured not only by the incredible long-term success of Continue reading
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Is Pfizer Your Next Retirement Income Stream? Why Jim Cramer Calls It a “Bond Proxy”

If you’re building a retirement portfolio, you’re likely focused on two things: stability and income. While traditional bonds offer stability, their current yields can be disappointing. Projected rate cuts make it even more difficult for those of us searching for yield. CNBC personality Jim Cramer recently offered a solution. The bombastic—and sometimes controversial—financial commentator dubbed Continue reading
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Turn a Modest Income Into a Retirement Game Plan: 4 Pillars of Financial Freedom

Every day on the internet, there’s a new promise of overnight wealth — crypto hacks, passive income blueprints, or side hustles that supposedly pay more than a full-time job. These get-rich-quick schemes are flashy, addictive, and often misleading. Most are clickbait nonsense. For those of us building real, lasting financial security, the path still runs Continue reading
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Dark Evolution: A Skeptics Look at AARP

AARP, formerly known as the American Association of Retired Persons, was established in 1958 by Ethel Percy Andrus. She was a retired educator from California who recognized pressing needs of America’s aging population. Her fundamental mission was to build an organization that would serve as a voice for older Americans. The original concept focused on Continue reading
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The Genius Behind Trader Joe’s: Joe Coulombe’s Vision

Where else can you buy cauliflower gnocchi, cheap wine with a cult following, and chat with employees dressed like they’re heading to a luau? Trader Joe’s is weird — in the best possible way. Behind all the nautical whimsy lies a strategic genius who saw the future of food retail before anyone else. Continue reading
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The Breath of Creation

It begins, as all things do, with a word. From a place within us, yet beyond our reasoning. A word spoken not once, but again and again. Whispered in prayer, contemplated in silence, scribbled into the margins of books. Continue reading

The Dolomites
